Protect Your Vehicle, Protect Your Journey

Your vehicle is more than just a mode of transport—it's an investment. Ensure it's protected against unforeseen events with our comprehensive vehicle insurance plans.

IDV Coverage

Insured Declared Value up to 100%

Zero Depreciation

Full claim without depreciation

Cashless Repairs

4000+ network garages

24/7 Roadside Assistance

Flat tyre, battery jump, fuel delivery

Vehicle Insurance Overview

Types of Vehicle Insurance

Choose the right coverage for your vehicle

Car Insurance

Comprehensive protection for your four-wheeler against accidents, theft, natural disasters, and third-party liabilities.

Coverage Options:
  • Comprehensive
  • Third Party
  • Own Damage
Add-ons:
  • Zero Dep
  • Engine Protect
  • NCB Protect
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Bike Insurance

Affordable coverage for your two-wheeler with flexible plans designed for scooters, motorcycles, and mopeds.

Coverage Options:
  • Comprehensive
  • Third Party Only
  • Standalone Own Damage
Add-ons:
  • Personal Accident
  • Pillion Cover
  • Roadside Assist
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Coverage Comparison

Understand what each policy type covers

Coverage Comprehensive Third Party Own Damage
Damage to own vehicle Covered Not Covered Covered
Theft of vehicle Covered Not Covered Covered
Third Party Liability Covered Covered Not Covered
Natural Disasters Covered Not Covered Covered
Personal Accident Cover Included Optional Optional

Popular Add-ons

Enhance your coverage with these valuable add-ons

Zero Depreciation Cover

Get full claim amount without deducting depreciation on parts like plastic, rubber, fiber, etc. Ideal for new cars.

Engine Protector

Covers engine damage due to water ingression, oil leakage, or hydrostatic lock. Essential for flood-prone areas.

NCB Protector

Protect your No Claim Bonus even if you make a claim. Your NCB won't reduce to zero after first claim.

Roadside Assistance

24/7 emergency assistance including flat tire, battery jump, fuel delivery, and towing.

Personal Accident Cover

Enhanced personal accident coverage for owner-driver and passengers.

Key Replacement

Covers cost of replacing lost or damaged car keys, including smart keys and key fobs.

Eligibility Criteria

  • Vehicle Age: Any age (up to 15 years for comprehensive)
  • Owner: Individual or corporate
  • Policy Term: 1 year (3 years for third party)
  • Registration: Valid RC with Indian registration
  • No prior claim: NCB benefits available

Documents Required

  • RC (Registration Certificate)
  • Previous Insurance Policy (for renewal)
  • Driving License of owner
  • Pollution Under Control Certificate
  • Photograph of vehicle
  • PUC Certificate

Easy Claim Process

Get your vehicle repaired in 3 simple steps

1
Intimate Claim

Call us or file online immediately after accident

2
Survey & Assessment

Surveyor inspects damage at network garage

3
Cashless Repair

Get your vehicle repaired, we pay the garage

Get Vehicle Insurance Quote

Fill in your vehicle details and get instant quotes