Health Insurance Plans

Comprehensive medical coverage starting at just ₹20/day. Cashless hospitalization at 5000+ network hospitals.

Health Insurance

Quality Healthcare at Your Fingertips

Health insurance is no longer a luxury—it's a necessity. With rising medical costs, ensure you and your family are protected against unexpected medical emergencies.

Coverage up to ₹1 Crore

High sum insured options

Cashless Hospitalization

5000+ network hospitals

Tax Benefits u/s 80D

Save up to ₹25,000 on taxes

No Claim Bonus

Increase coverage every year

Health Insurance Overview

Types of Health Insurance Plans

Choose the plan that fits your healthcare needs

Individual Health Insurance

Coverage for a single individual with comprehensive medical benefits and personalized care.

  • Coverage up to ₹50 Lakhs
  • Cashless hospitalization
  • Pre & post hospitalization
  • Day care procedures covered
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Family Floater Plans

Cover your entire family under a single sum insured. Perfect for nuclear families.

  • Cover spouse, children, parents
  • Shared sum insured
  • More affordable than individual
  • Maternity cover available
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Senior Citizen Plans

Specialized coverage for individuals aged 60+ with higher medical needs.

  • Entry age up to 80 years
  • Pre-existing disease cover
  • No medical tests up to certain age
  • Home health care included
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Critical Illness Cover

Lump sum payment on diagnosis of specified critical illnesses like cancer, heart attack, etc.

  • Covers 20+ critical illnesses
  • Lump sum payout
  • No restrictions on fund usage
  • Can be bought as rider
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Maternity Insurance

Coverage for pregnancy, delivery, and newborn care. Essential for young couples planning a family.

  • Delivery expenses covered
  • Newborn baby cover
  • Vaccination cover
  • Waiting period 2-4 years
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Top-up Plans

Additional coverage above your existing health insurance at very low premiums.

  • Increases coverage amount
  • Very affordable premiums
  • Deductible based
  • Family floater option
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Key Features & Benefits

Why thousands trust Ensureify for health insurance

Cashless Network

5000+ network hospitals across India

Quick Claim Settlement

Claims settled within 3-5 days

Tax Benefits

Save taxes under Section 80D

24/7 Emergency

Round-the-clock ambulance service

What's Covered

  • Hospitalization Expenses - Room rent, ICU charges, surgeon fees
  • Pre-hospitalization - 30-60 days before hospitalization
  • Post-hospitalization - 60-90 days after discharge
  • Day Care Procedures - 140+ procedures not requiring 24hr stay
  • Ambulance Charges - Up to ₹2,000 per hospitalization
  • Health Check-ups - Free annual preventive check-ups

What's Not Covered

  • Pre-existing Diseases - Covered after waiting period (2-4 years)
  • Waiting Period Conditions - Specific illnesses have waiting period
  • Cosmetic Surgery - Unless medically necessary
  • Dental Treatment - Unless accidental
  • Alternative Treatments - Ayurveda, Homeopathy (in some plans)

Eligibility Criteria

  • Age: 3 months to 65 years (can be renewed lifelong)
  • Sum Insured: Minimum ₹3 Lakhs, Maximum ₹1 Crore+
  • Policy Term: 1 year or 3 years
  • Family Size: Up to 6 members in family floater
  • Residency: Indian Resident

Documents Required

  • Age Proof (Aadhar, Passport, Birth Certificate)
  • Identity Proof (PAN Card, Aadhar Card)
  • Address Proof (Utility Bill, Passport)
  • Recent Photograph
  • Medical History (if any pre-existing conditions)
  • Previous Insurance Policy (for portability)

Our Network Hospitals

Cashless treatment at 5000+ hospitals across India

Apollo Hospitals
Pan India
Fortis Healthcare
Pan India
Max Healthcare
Delhi NCR
Manipal Hospitals
South India
Narayana Health
Pan India
Kokilaben Hospital
Mumbai
Medanta Medicity
Gurgaon
AIIMS
Delhi

Frequently Asked Questions

Common questions about health insurance answered

Cashless hospitalization means you don't have to pay any medical bills at the time of treatment. The insurance company settles the bills directly with the network hospital. You just need to show your health card and ID proof at the hospital.

Most health insurance plans have a waiting period of 2-4 years for pre-existing diseases. However, some plans offer coverage for certain pre-existing conditions after 1-2 years. It's important to disclose all pre-existing conditions at the time of purchase.

Yes, premiums paid for health insurance are eligible for tax deduction under Section 80D of the Income Tax Act. You can claim up to ₹25,000 for yourself and family, and an additional ₹25,000 for parents (₹50,000 if parents are senior citizens).

No Claim Bonus is a reward for not making any claims during the policy year. It increases your sum insured by 50% to 100% over time without any additional premium. Some plans also offer premium discounts for NCB.

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