Please read these terms carefully before using our services
By accessing or using the Ensureify website and services, you agree to be bound by these Terms of Service. If you do not agree to all these terms, please do not use our services.
These terms constitute a legally binding agreement between you and Ensureify (referred to as "we," "us," or "our").
Ensureify provides an online platform that allows users to:
We act as an insurance broker and are registered with the Insurance Regulatory and Development Authority of India (IRDAI). Our services are limited to facilitating insurance transactions and do not constitute legal or financial advice.
To use our services, you must:
By using our services, you represent and warrant that you meet all eligibility requirements.
To access certain features, you may need to create an account. You are responsible for:
We reserve the right to suspend or terminate accounts that violate these terms.
Ensureify acts as an insurance broker, facilitating transactions between you and insurance companies. The actual insurance contract is between you and the respective insurance company.
All insurance policies are subject to the terms and conditions of the issuing insurance company. You are responsible for reviewing the policy documents carefully before purchase.
You are responsible for providing accurate information when applying for insurance. Inaccurate information may result in policy cancellation or claim rejection.
Most insurance policies provide a free-look period (typically 15-30 days) during which you can cancel the policy and receive a refund, subject to policy terms.
Insurance premiums are paid directly to the insurance company through our payment gateway. We do not charge any additional fees for policy purchases.
We may charge service fees for certain value-added services. Such fees will be clearly disclosed before you complete the transaction.
Refunds are governed by the terms of the insurance policy. Please refer to the policy document for refund eligibility and conditions.
We assist with the claims process, but the final claim approval and settlement are at the discretion of the insurance company. You agree to:
You agree not to:
All content on the Ensureify website, including text, graphics, logos, images, and software, is the property of Ensureify or its licensors and is protected by Indian and international copyright laws.
You may not reproduce, distribute, modify, or create derivative works of our content without our written permission.
OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.
We do not warrant that:
Insurance products are subject to the terms and conditions of the respective insurance companies, and we are not responsible for their actions or omissions.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, ENSUREIFY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO YOUR USE OF OUR SERVICES.
Our total liability to you shall not exceed the amount you paid to us for services in the 12 months preceding the claim.
You agree to indemnify and hold Ensureify harmless from any claims, damages, losses, liabilities, and expenses arising out of:
We may terminate or suspend your access to our services immediately, without prior notice, for any reason, including breach of these terms.
Upon termination, your right to use our services will cease immediately.
These terms shall be governed by and construed in accordance with the laws of India. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts in Mumbai, Maharashtra.
If you have questions about these Terms of Service, please contact us:
123 Insurance Tower, Nariman Point, Mumbai, Maharashtra - 400001