Marine Cargo Insurance
Protect your shipments against loss, damage, theft, and delays during transit by sea, air, or land.
Protect your shipments against loss, damage, theft, and delays during transit by sea, air, or land.
Whether you're importing, exporting, or transporting goods domestically, marine cargo insurance ensures your shipments are protected against the many risks of transit - from rough seas to rough handling.
Protection for ocean freight
Protection for air cargo
Trucks, trains, containers
End-to-end protection
Choose the right level of protection for your shipments
Basic coverage - "Named Perils" basis
Ideal for: Low-risk, non-perishable goods
Intermediate coverage
Ideal for: General cargo, manufactured goods
All-risk coverage (broadest protection)
Ideal for: High-value, fragile, perishable goods
Comprehensive protection for your cargo
Protection for goods transported by sea, including FCL, LCL, and break-bulk cargo.
Coverage for air freight shipments, including time-sensitive and high-value goods.
Protection for goods transported by road, rail, or inland waterways.
Coverage from seller's warehouse to buyer's warehouse, including storage periods.
Coverage for losses due to delay in transit (subject to policy terms).
Coverage for difference between invoice value and selling price.
Risks protected under marine cargo insurance
Choose the right policy for your shipping volume
Coverage for a single shipment or voyage
Best for: Occasional importers/exporters
Continuous coverage for all shipments over a period
Best for: Regular importers/exporters
Understanding the difference between coverage levels
| Risk Covered | Clause C (Basic) | Clause B (Intermediate) | Clause A (All Risks) |
|---|---|---|---|
| Fire/Explosion | Covered | Covered | Covered |
| Vessel Stranding/Sinking | Covered | Covered | Covered |
| Collision/Overturning | Covered | Covered | Covered |
| Earthquake/Lightning | Not Covered | Covered | Covered |
| Entry of Water | Not Covered | Covered | Covered |
| Theft/Pilferage | Not Covered | Not Covered | Covered |
| Fresh Water Damage | Not Covered | Not Covered | Covered |
| Breakage/Crushing | Not Covered | Not Covered | Covered |
International shipments face numerous risks - from rough seas to theft, from handling damage to customs delays.
A single lost shipment can wipe out months of profit. Marine cargo insurance protects your bottom line.
Many trade terms (CIF, CIP) require the seller to insure the goods. Buyers often require proof of insurance.
Focus on your business knowing your shipments are protected, no matter what happens in transit.
of world trade by volume is by sea
shipments face some form of loss/damage
Average value of international container
Typical premium rate for cargo cover
Common questions about Marine Cargo insurance
Get a custom marine cargo insurance quote for your business
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